Home Purchase

Buy Your Dream Home with Confidence

Danny Ott guides buyers across DC, Maryland & Virginia through every step of the home purchase process — from pre-approval to closing day.

Why Work With Danny

A Smarter Path to Homeownership

With access to 50+ lenders and deep expertise in the DC metro market, Danny finds the loan that truly fits your life — not just your application.

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Fast Pre-Approval

Get a pre-approval letter quickly so you can make competitive offers with confidence.

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Competitive Rates

Access to 50+ lenders means Danny can shop for the best rate available for your situation.

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Personal Guidance

Danny walks you through every step — no surprises, no confusion, just clear communication.

Conventional Loans

As little as 3% down for qualified buyers. Best rates for strong credit profiles.

FHA Loans

3.5% down with flexible credit requirements. Perfect for first-time buyers.

VA Loans

0% down for eligible veterans and active military. No PMI required.

USDA Loans

0% down for eligible rural and suburban properties.

Jumbo Loans

Financing above conforming limits for luxury and high-value properties.

The Purchase Process

Pre-Approval

Submit your financials and get a pre-approval letter showing sellers you're serious and ready.

House Hunting

Shop with confidence knowing your budget. Make strong offers backed by your pre-approval.

Underwriting

Danny handles the paperwork while the lender verifies your information and appraises the home.

Closing Day

Sign the final documents, pay closing costs, and get the keys to your new home!