Home Purchase

Your Path to Affordable Home Financing

Start your home journey with a faster, smarter mortgage. Personalized guidance every step of the way.

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Refinance

Get Approved Fast with a Fantastic Rate

Lower your payment or unlock equity. Get your personalized loan quote today.

Refinance Rate Checker →

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Secure Your Dream Home with Low Rates

Take the first step toward homeownership with a fast, easy application — licensed in DC, MD & VA.

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NMLS

#314137

About Danny Ott

Building Dreams Through Mortgage Excellence

With deep roots in the DC, Maryland, and Virginia markets, Danny Ott brings a personal touch and expert guidance to every transaction. As a Senior Mortgage Originator with NEXA Lending, Danny's mission is to simplify the lending journey and help families achieve homeownership on their terms.

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Strategic Partnership Focus

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Simplifying the Lending Journey

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Tailored Loan Structuring

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Personal Touch & Passion

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Loan Programs

Prepare for the Best Mortgage Experience

From first-time buyers to seasoned investors, Danny has a loan solution for every situation.

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Purchase Loans

Competitive rates and personalized guidance to help you secure the home you've been dreaming about.

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Refinance

Lower your monthly payment, shorten your term, or tap into your home's equity with a smart refi.

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FHA Loans

Lower down payments and flexible credit requirements — ideal for first-time buyers.

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VA Loans

Exclusive benefits for veterans and active service members, including zero down payment options.

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Adjustable Rate

Start with a lower rate — great for buyers who plan to move or refinance within a few years.

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USDA Loans

No down payment required for eligible rural and suburban homebuyers.

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Jumbo Loans

Financing above conforming loan limits — competitive rates for high-value properties.

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Fix & Flip

Short-term investor loans designed for quick capital to purchase, renovate, and sell.

Free Tools

Resources to Power Your Home Decision

Pre-Qualification Letter

Understand your buying power before you shop. A pre-qual letter gives you an edge in any competitive market.

Get Pre-Qualified →

Refinance Analysis

We'll run the numbers and show you exactly how much you can save every month and over the life of your loan.

Run My Analysis →

Today's Rates

Live market pricing updated daily. Know where rates stand before you make your move.

Check Rates →

Mortgage Calculator

Estimate your monthly payment instantly — including taxes and insurance.

Home Price

$50K$2M

Down Payment

0%50%

Interest Rate

2%12%

Loan Term

Property Tax/yr

Insurance/yr

Apply Now with Danny →

Est. Monthly Payment

$2,528

Per Month

Principal & Interest

$2,128

Property Tax

$400

Homeowners Insurance

$100

Loan Amount $320,000

Total Interest Paid $445,716

Total Cost $765,716

Live Market Data

Today's Mortgage Rates

Live rate data updated daily from Optimal Blue — the mortgage industry's most trusted pricing engine.

Rates shown are market averages for informational purposes. Contact Danny for your personalized rate quote.

Get My Personalized Rate

How It Works

The Road to Closing Made Simple

Pre-Approval

Submit your documents and receive a pre-approval letter that outlines your loan amount and terms.

Home Search & Offer

Shop with confidence knowing your budget and make a strong offer backed by a pre-approval.

Loan Application

A formal application is submitted, followed by appraisal and underwriting to validate eligibility.

Closing Day

Sign the final documents, pay closing costs, and receive the keys to your new home.

Market Intelligence

Daily Market News & Rate Updates

Stay informed with real-time housing news, mortgage rate commentary, MBS market data, and economic calendar — powered by MBS Live.

Client Reviews

What Clients Are Saying

Real experiences from real homeowners across DC, Maryland & Virginia.

★★★★★

"Danny made the entire mortgage process so easy to understand. He found us a great rate and was always available to answer our questions. Highly recommend!"

— satisfied client

Home Purchase · McLean, VA

★★★★★

"As a first-time homebuyer I was nervous, but Danny walked me through every step. Professional, patient, and got me an amazing rate. Couldn't be happier!"

— satisfied client

First-Time Buyer · Maryland

★★★★★

"Danny refinanced our home and saved us over $400 a month! The process was smooth and he kept us informed every step of the way. Truly exceptional service."

— satisfied client

Refinance · Washington DC

Had a great experience? We'd love to hear from you!

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Get in Touch

Let's Talk About Your Mortgage Goals

Whether you're buying, refinancing, or just exploring options — Danny is here to help you find the right solution.

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Phone

(571) 259-4738

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Danny.Ott@NexaLending.com

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Office

6830 Elm St.
McLean, VA 22101

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Licensed In

District of Columbia · Maryland · Virginia

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About Us

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Your Path to Affordable Home Financing

Get Approved Fast with a Fantastic Rate

Secure Your Dream Home with Low Rates

Building Dreams Through Mortgage Excellence

Prepare for the Best Mortgage Experience

Resources to Power Your Home Decision

Mortgage Calculator

Today's Mortgage Rates

The Road to Closing Made Simple

Daily Market News & Rate Updates

Stay Informed on the Mortgage Market

Big Improvements Don't Always Require Big News

What Clients Are Saying

Ready to Take the First Step?

Let's Talk About Your Mortgage Goals

About Us

Contact Us

Follow Us